Joseph Brown, PhD, CFP®, MQFP®
Joseph (Joe) Brown is a CERTIFIED FINANCIAL PLANNER™ Practitioner, an associate planner at C.L. Sheldon and Company, LLC, and an instructor of personal finance at the U.S. Coast Guard Academy.
Joe provides comprehensive financial planning, including Military and Veterans Administration benefits integration, tax planning and preparation, college planning, and retirement planning. He specializes in working with transitioning Senior Military Officers.
As a CFP® Practitioner, Joe has met the rigorous education and certification examination requirements of the CFP Board. The education and examination cover the following areas: the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning.
Prior to becoming a financial planner Joe served for 25 years as an Officer in the United States Coast Guard. Highlights of his career include deployments on two OPERATION DEEP FREEZEs, he developed and implemented the security strategy for the first military outloads in support of OPERATION IRAQI FREEDOM, served as Response Department Head at Marine Safety Unit Morgan City, LA during the Deep Water Horizon Oil Spill overseeing the survey and declaration of the wreck as pollution free, and served as a Permanent Commissioned Teaching Staff at the U.S. Coast Guard Academy where he was the Chair of the Chemical and Environmental Sciences Department and a Professor of Chemistry.
He holds a Master of Science in Financial Planning from The American School of Financial Services, a Doctor of Philosophy in Organic Chemistry from the University of Rhode Island, a Master of Arts in Organic Chemistry from San Diego State University, and a Bachelor of Science in Marine and Environmental Science from the United States Coast Guard Academy.
Joe lives in Westerly, RI with his wife, Melissa, and three children, Joseph (18), Isabella (16), and Cecilia (15). He enjoys golfing, woodworking, being on and around the ocean, and traveling. One of his bucket list items is visiting and exploring all seven continents, he has Africa and South America left to explore.